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BFCSA
MORTGAGE
DISTRESS SOS

What BFCSA Does...

BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.

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Lee Doyle

Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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doyla66

doyla66

Lee Doyle has not set their biography yet

Posted by on in BANKSTERS
 " Hi Denise, ....  "In response to concerns over how our financial institutions operate, we recently launched a piece of research on the issue of bank ownership in Australia. Often consumers who choose to bank with smaller, more independent banks may, in fact, be banking with one of the 'Big Four'. In addressing this problem we've visualised the state of bank ownership across Australia in one graphic.   http://www.creditcardcompare.com.au/who-do-you-really-bank-with-infographic/    THE MULTI-BRANDING STRATEGIES EMPLOYED BY BANKS ARE MISLEADING AND CONFUSING FOR CUSTOMERS.   “In Australia, the big four have basically locked up the mortgage market and as a result consumers are at their mercy when it comes to interest rates" ....... .....“This is not a great situation for consumers or the industry”.   ......." another independent study found that almost 50% of people surveyed did not know that Westpac owns St.George – the level of ignorance was even higher when it...
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  • doyla66
    doyla66 says #
    Yet another dimension to the Bankster con job. It's amazing how little people know about the Banks they deal with and the Lenders
  • doyla66
    doyla66 says #
    people think by banking with the smaller guy that they are making a point to the big four!! the joke is on them as the big four ow
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The new ASIC chairman attributes his outstanding success to a can-do attitude. by Brisbane Times August 10, 2011 ''I understand business, I understand markets - I'm really well equipped for this,'' ''Being a banker gave me enough law,'' ''Securitisation technology has delivered a great deal for Australian consumers,'' ''I want ASIC to be seen not just as a law-enforcement body but as focused on outcomes,'' ''I built a reputation for doing deals that other people thought were too hard,'' ''It's actually about getting things done, a bit of a can-do attitude and innovation,' ''You start making progress where others stop - just because something doesn't exist doesn't mean it can't be done.''   ASIC chairman Greg Medcraft. Photo: Marco Del Grande If Greg Medcraft's track record is anything to go by, the Australian Securities and Investments Commission is in for a shake-up. During his lengthy investment banking career, Medcraft notched up...
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  • Denise
    Denise says #
    Medcraft is very clever at misleading information, deceiving Parliament, suggesting there are no systemic issues and then asking F
  • doyla66
    doyla66 says #
    ''I built a reputation for doing deals that other people thought were too hard,'' says Medcraft. AND "I understand business, I und
  • doyla66
    doyla66 says #
    Don't you understand the basic philosophy of business Mr Medcraft? It's the track record, the actions, the results, the outcomes
  • doyla66
    doyla66 says #
    We'll said organza...
  • doyla66
    doyla66 says #
    Well now we know who headhunted him and why don't we?
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Recent comment made by one of our readers...Roy W. "Torch the getaway car, throw the gun in the river, shoot the witnesses, burn the house down, all these classic cases of destroying evidence have made for two hours of great viewing at the cinema. Then there is the real life situation of shred the Loan Application Form, burn the service calculator and flush the Original Customer Contract, this has made for a lifetime of fun for Bank CEO's. The only ones not enjoying this are the customers affected for a life long sentence of poverty all because our system is a failure.   Unlike the movies where the hero always gets his man or your weekly crime drama where the crooks get caught in the hour long episode, this is taking a life time for real victims of Bank Fraud even with a mountain of evidence to thoroughly back the claims to...
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Comment from one of our many readers. Domenic - Posted on Thursday, January 16, 2014 Denise I was appalled to find out from my FOS Senior Case Manager that the Banksters have been, by passed legislation only last year he believed, allowed to destroy all original documentation and store everything as electronically scanned versions. I find it incredible firstly that some political moron would even consider this a valid request from the Banking fraternity let alone table it and get enough support that it get passed into LAW. This must have happened during the last days of the trauma filled previous Government and flew by unnoticed as there were so many things dominating the news at the time such as the debacle of their leadership spill and outward bickering. It probably slipped under the radar as an add on and another favour from Mr Swan to his Bankster buddies as...
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Warning to home buyers as banks make obtaining a home loan easier DARYL PASSMORE, MICHELLE HELE THE COURIER-MAIL JANUARY 11, 2014 12:00AM       With interest rates unlikely to move in the next quarter, competition is expected to increase this year.Source: Getty Images LENDERS are making it ­easier for homebuyers to get mortgages and promising fierce competition as the property market heats up. The majority of home loans lenders are allowing deposits of 5 per cent or less and some mortgage brokers have no ­deposit loans schemes. "It's definitely an extremely hot market,'' Alex Parsons, CEO of leading financial ­comparisons website RateCity, said. "Competition is fierce.'' EDITORIAL: THERE'S NO BETTER TIME TO BUY BUT BEWARE THE BUBBLE Mr Parsons said lenders were loosening their purse-strings close to pre-Global ­Financial Crisis levels, which peaked at 86 per cent in 2008 but fell back to 49 per cent in 2010. Banking watchdog, the...
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  • doyla66
    doyla66 says #
    How ludicrous are these ridiculous statements. Seriously........ Get a grip ........did I read this right...... "Australian banks
  • doyla66
    doyla66 says #
    All parties go in with their eyes open??? Australian banks lend ­responsibly and are required by law to do so??? Lending now on 12
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Dear Members The Abbott government has clearly shown where their preferences lie when choosing to mount investigations into banking and economic recommendations for the forthcoming budget. Instead of taking a broad spectrum approach with the appropriate experts they choose to take the very narrow conservative approach using industry players. The banking inquiry with David Murray as its head and the make up with  financial industry stalwarts will only result in a one sided view heavily tilted in the banking industry's favour. The Commission of Audit is set up to make hard decisions and recommendations for the upcoming May budget and is  chaired by Tony Shepherd former president of The Business Council of Australia and the head of the commissions secretariat is the BCA's chief economist Peter Crone. Former Howard Minister Amanda Vanstone and three public servants , Peter Boxal an ardent free marketeer who worked as Peter Costello's Chief of Staff,...
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  • doyla66
    doyla66 says #
    Great blogs team.... All you say is TRUE....... Everyone's words give me so much strength to just keep going....... A big thank y
  • doyla66
    doyla66 says #
    By Jelena Potpara 4 weeks ago from (chchronicle.com.au/end-braddon-investment-finance)... Money. Over 70 investors, most local, ha
  • doyla66
    doyla66 says #
    I believe it is called apathy when the very thing you either ignore is happening when you know full well its happening or the thin
  • doyla66
    doyla66 says #
    All the clouded secrecy, all the lies, all going on behind scenes in stealth (and a whole lot more than just with Banks) is furthe
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Dear members My guts are still churning after reading this article. The Advertiser article for Jan14 titled Broker is Victim of Media Witch-hunt in the comments section refers to an original article by Jessica Darnbrough dated 20-8-12. The article has stirred up alot of commotion amongst the broker community, the article is in reference to David St Pierre signing up elderly clients. The main cause of concern is how they are being betrayed by the media. A Today Tonight  report dated August10, 2012 by Neil Dorley has created a lot of consternation, it exposes loans given to an elderly pensioner and a dementia patient, both loans were for $440,000 over thirty years. The brokers have replied in their broker comments section by stating A Current Affair and Today Tonight are using sensationalist media tactics at the brokers expense and casting them in a bad light, interestingly enough one broker in their...
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  • doyla66
    doyla66 says #
    Well Neil More problems When property was seized by First Mac a buyer Debra Henderson was willing to purchase property @ value of
  • doyla66
    doyla66 says #
    Robert and Stuart email the Senators, Bishop, Bushby, Dastyari and Williams and state its imperative that they talk to Denise agai
  • doyla66
    doyla66 says #
    Capital Growth International and David St Pierre Westpac Bank Manager funder of the SCHEME Liz Orchard said she was conned
  • doyla66
    doyla66 says #
    Sorry Forgot to mention struggled with payments of block Liz orchard to the rescue offering 15% return fro an investment company.
  • doyla66
    doyla66 says #
    MY name is Robert and I too am a victim of Bank Fraud applied for loan on income of 30,000 . I was asset rich with low income eve
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Dear members I have just watched a Bloomberg program called 'Risk Takers", this episode is dedicated to Doctor come hedge fund manager Dr Michael Burry who saw the sub prime collapse coming, warned about it and in turn bet against it to profit handsomely from it. Its a twenty five minute show and if you google Michael Burry you will see the Bloomberg link to watch it. Its scary stuff watching powerful people playing and how it all filters down to affect everyday people.   Its twenty five minutes well spent to watch and is another insight into the whole sub prime fiasco which we are all suffering from its effects now and into the future. Thanks Neil T. http://www.bloomberg.com/video/72756316-michael-burry-profiled-bloomberg-risk-takers.html  ...
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  • doyla66
    doyla66 says #
    Well Duped and Tony it seems to me that ASIC believe everything is ok if it comes from the mouths or off the pen (oops sorry no we
  • doyla66
    doyla66 says #
    Exactly the line that got me roped in to Tony and I still went for it. Strangely enough I thought myself at the time he would be a
  • doyla66
    doyla66 says #
    Well worth the watch Neil just goes to show you go with your gut instinct and its usually on the mark. I just wish I had gone with
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Dear Members With the Senators hearings into ASIC fast approaching, you would think that they would be on their best behaviour and trying to keep a low profile but NO like a stunned rabbit in front of the headlights they have left themselves open to ridicule and derision on many fronts.   People are drowning in DEBT and ASIC is kind to Lenders....................... According to the Jan 10 publication of " The Advertiser" the online broker magazine ASIC allowed a collections agency in breach of NCCP regulations to continue operating with no fines and a "slap on the wrist." The company, Tru Blue Collections Services Pty Ltd purchased a Loan Book of 3,200 contracts from pay day loan companies, the rights and obligations were assigned to Tru Blue as credit provider, a role the company was not licensed to do. Even our old mate Jon Denovans from that much loved law...
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  • doyla66
    doyla66 says #
    People are drowning in DEBT and ASIC simply because of their personal goals and interests. Whenever we enter into such thing, we s
  • doyla66
    doyla66 says #
    Yep - governments blinded by a lot more evil than just banks and all who blind them are related for these days useless Politicians
  • doyla66
    doyla66 says #
    Tragically all mates and all connected for the same reason - greed money power and control if one follows the trail. Major shareh
  • doyla66
    doyla66 says #
    I believe now Insurance companies will not insure against vaccination damage - right up there with the few natural disasters they
  • doyla66
    doyla66 says #
    If you do come good and assemble a green army to re-plant trees so foolishly felled make sure you check with residents of St. Hele
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Cody Torrents Tuesday, 07 January 2014 · COMMENTS ....              BFCSA: MORTGAGE FRAUD EPIDEMIC must be exposed to rid our nation of SUB PRIME LENDING and Corrupt Bank Regulators Posted by Neil Toplis on Monday, 06 January 2014 in Corruption Exposed       Neil it is well and truely evident we are certainly not alone any more Well done to you Neil for your persistence and to our illustrious leader Denise Brailey who has become our shining light. Like you Neil about the same sort of timing, some years of fighting the battle alone (so I thought) and then also aligned to our group of about 130 people all affected by one very dodgey broker we stumbled upon Denise by sheer chance. We have achieved greatness over the past 18 months between the alignment of our little group who managed to get the dirty broker deregulated and then with Denise's help I have managed to...
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  • doyla66
    doyla66 says #
    Q What are banks for? A To make money Q For the customer? A For the banks Q Why doesn’t bank advertising mention this? A It would
  • doyla66
    doyla66 says #
    It is ultimately the decision of the Lenders if a loan is approved. Ours was business loan as well. Nab local branch had declined
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There are now 403 submissions with more still to be uploaded! Why not make yourself a cuppa, and then settle down to read some of these Submissions. To read submissions click this link http://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Economics/ASIC/Submissions AND in case you are wondering, YES, there is still time for you to submit your one page letter outlining your own experiences with ASIC (FOS and COSL)  Send in Your Submission via Email:  This email address is being protected from spambots. You need JavaScript enabled to view it....
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  • doyla66
    doyla66 says #
    Most likely they have made another rule change and given casinos an exemption and now more concerned with their new toy but if onl
  • doyla66
    doyla66 says #
    What is it about ASIC that they seem to be tackling and trotting out every form of crime BUT Bank fraud? Contrarian? If Greg had
  • doyla66
    doyla66 says #
    Asic Chairman Greg Medcraft hits out at criticism………..an Australian looking out for Australians? Looks like he might be a bit rat
  • doyla66
    doyla66 says #
    403 and still counting is a great result for any Australian Senate Inquiry. For each of those submissions there is the wide circl
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Dear members I must admit I'm not very familiar  with the latest government sanctioned move to no longer keep copies of wet ink loan contracts but to go the electronic route of record keeping.If any of our more enlightened members know of a link to a goverment website which might explain it , it would be appreciated if possible. I cannot understand on what basis a decision like that would be made. Is it a Treasury recommendation with ASIC's blessing? The thing is I can't remember much publicity about it and surely our senior legal fraternity must of raised concerns about it? Just recently an insurance company we had a policy with was taken over by another, we got a three page detailed letter outlining even the most minute detail about number changes and alot of little insignificant changes BUT the point was we were fully informed and if there was...
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  • Denise
    Denise says #
    Bankers need to get a big grip!!!! Brokers did not APPROVE the imprudent loans. The Banks owed duty to CUSTOMERS to ensure the l
  • doyla66
    doyla66 says #
    All too dumb to realise the longer they suppress the worse it will be when along comes the cloudburst and believe me it will happe
  • doyla66
    doyla66 says #
    I had an interesting phone call the other day...... the Bankster advised me "oh no its not us, its the broker......you need to go
  • doyla66
    doyla66 says #
    DONE...... FEELS GOOD.....its been a bitch of day!!!! please every one do it & submit....remember what we are fighting for........
  • doyla66
    doyla66 says #
    Members, its 7-50 pm Wednesday and I have just emailed off a supplement to our Senate submission. There is still time to have the
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Credit Card balance transfers warning.. Here is cc's comment                    Tuesday, 07 January 2014 ·                          "and what about being tricked into thinking you can TRANSFER ALL debt from old credit card to new one at reduced rate for limited time.. This is bollocks.. because instead of having the intention of cutting up the old card I now have two credit cards! My application for balance transfer to new credit card was done on line easily enough and I was expecting to be able to transfer all to the new credit card. Congrats, approval comes back... however only 3/4 of existing credit card debt to be transferred , so now I am stuck with 2 cards.. both have high limits (over $10K) This is not what I was led to believe by all those "money gurus" on Current affair shows etc telling us to transfer all our credit card debt to a lower...
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  • Denise
    Denise says #
    I suggest you all lodge Credit Card complaints with FOS especially the offer to raise the debt was given to you. Look at FOS webs
  • doyla66
    doyla66 says #
    Hi do you have solutions with Credit Cards as so meany of use are taped in this situation how can we raise up ? when we are sinki
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Dear members For too many years Denise has been lobbying politicians, ASIC and anyone in authority to get across the sheer magnItude of how rampant Loan Application Fraud ( LAF) is in Australia. The upcoming investigation into the banksters with former CEO David Murray as its head is an insult to the thousands of Australians who have been affected by this man and his bankster cronies.The classification of the investigation as being independent means you want experts who are not affiliated in any shape or form to the banksters, it should not mean you need the main players in the whole sordid affair to pass judgement on themselves. Unless this situation is changed starting by the removal of David Murray as its head the whole investigation will be seen as a farce and a waste of public funds. Its apparent from recent blogs that people with mortgages after being made aware...
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  • Denise
    Denise says #
    Thanks Cody. Yes its been a decade of lobbying. But by collecting data (ASIC's job) BFCSA has the proof of what the banks were d
  • doyla66
    doyla66 says #
    Well done to you Neil for your persistence and to our illustrious leader Denise Brailey who has become our shining light. Like you
  • doyla66
    doyla66 says #
    If here is such a thing as reincarnation am starting to think once we must all have been resistance fighters and who we are fighti
  • doyla66
    doyla66 says #
    RBA broken biscuit factory? Or cooking the books more likely! Have you seen the series on the origins of "risk free" credit (fro
  • doyla66
    doyla66 says #
    GFS, thankyou for your kind words of encouragement, its through adversity that we have all been brought together, our unity is our
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Posted by on in Dumb ASIC
399 Submissions and counting..... Some very interesting reading here.  I understand that Submissions into the Performance of ASIC are still being accepted by the Committee up to 10 January 2013. http://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Economics/ASIC/Submissions email your submission via Email:  This email address is being protected from spambots. You need JavaScript enabled to view it. EDR’s are supposed to have a Panel of Review – but that has disappeared from FOS….why? Did ASIC say they could drop the review process?  If yes,  when?  ASIC are the licensee of the EDRs How did that reduction in investigations assist consumers or the Lowering of investigative standards? It's a bit like the Banksters lowering lending standards. This is not a fair and equitable system when recommendation is being now bypassed and a TAKE IT OR LEAVE IT stance has been taken by the Ombudsman. Banks must be whooping for joy... So everyone needs to write to Parliament about this latest twist in FOS behaviour that ASIC HAS failed to address. ASIC have meetings...
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Dear members The new year is upon us and we have to hit the ground running. The Senate hearing into ASIC is a good start but our Treasurer, The Right Honourable Joe Hockey's investigation into the banksters IS NOT... by the very fact its being led by former bankster David Murray. Joe Hockey's early career was as a banking and finance lawyer so he obviously has strong connections to the banks.  The outcome will be obvious but another aspect comes into play, between now and until November, any questions submitted to our sitting government will be fobbed off... saying we are investigating the banks and await the results at the end of the .  This appears to be another stalling tactic by our politicians to confront the banksters head on. Like the blog title states our P.M. The Right Honourable Tony Abbott has both law and economics degree's so he is in a perfect position to...
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  • doyla66
    doyla66 says #
    I wonder how many friends, family and associates of people working at ASIC, FOS, COSL, APRA, AOFM and politicians' offices have us
  • doyla66
    doyla66 says #
    Well I sure know a bit about white collared crime for could have been a whistleblower myself when who I then worked for came crash
  • doyla66
    doyla66 says #
    I have received my response from FOS today inclusive of RHG 's EXCUSES for their fraud! They are so intent of painting the picture
  • Denise
    Denise says #
    Yes Organza, white collar crime is not taught at University in Australia, there are no text books. I should know having completed
  • Denise
    Denise says #
    I am sure 2014 will be the year of relatives of Politicians waking up and realise they too are victims of Bank Fraud. It will be
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I don't understand how the bank can send paperwork saying that "this is everything we have on file for your accounts. 1. No traditional LAF just a 1 page credit author form signed the same day as the letter of offer and a mortgage credit facility worksheet filled in by the bank 6 weeks after loan was drawn down. 2. A mortgage contract with another banks name at the top. 3. Repayments of more than our combined income shown on tax returns, but bank crossed out verify income status in their mortgage credit worksheet. 4.I go guarantor on a business loan that the bank have admitted they have lost LAF for, but my income is not checked 5.On a refinance of a business loan I'm guarantor again no income verification and LAF filled in by Bank Manager And I still don't have l a piece of paper that says Mortgage contract...
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  • doyla66
    doyla66 says #
    In Greek mythology, Circe was a female enchantress, who lured men to her island abode. She was known for her sensuality, her maste
  • doyla66
    doyla66 says #
    Their behaviour has become so predictable and so ho hum I fail to see how anybody can deny they have all been up to something evil
  • doyla66
    doyla66 says #
    Neil is right Flatout. Doesn't matter which lender you are with they are all the same. This is common practice and like Neil say
  • Denise
    Denise says #
    Answer is simple: Banks know they are protected and self regulated and ASIC deem that to be a regulatory NO GO ZONE and nosey-bods
  • doyla66
    doyla66 says #
    Dear Flatout, don't be phased this is typical bankster strategy to confuse and upset you, they will only give you what they want t
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Why ASIC isn’t checking banks’ financial planners by Michael Pascoe December 23, 2013 (1)    The Australian Institute of Superannuation Trustees might want the relationship of bank-controlled financial planners and their masters investigated, but ASIC isn’t doing it. Try APRA instead. After Michael West broke the story of bank-linked financial planners channelling clients cash holdings into mediocre deposits with their bosses instead of seeking the best available returns, I expected there would soon be a big kick coming of ASIC in the direction of the big banks’ backsides. A revved-up regulator would be keen to show it wasn’t just the little guys it would go after, and that this time, unlike the AMP shadow shopping scandal, the Big End of Town wouldn’t just be whipped with a feather. So I asked and ASIC has replied: .smh.bus/bus/commentandanalysis/columnist;cat1=columnist;cat=bus;ctype=article;pos=3;sz=300x250;tile=4;ord=3.9657301E7?" width='300' height='250' scrolling="no" marginheight="0" marginwidth="0" allowtransparency="true" frameborder="0"> </iframe>  “As wholesale money, superannuation cash receives lower interest...
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Question is Andy:  If FOS err and get it wrong, who is there to complain to?  What can be done about this other than tell Parliament?   Courts cannot overturn a decision by the EDRs.      db Australian Securities and Investment Commission (ASIC) defines a complaint as being any ‘expression of dissatisfaction’. If  FOS/COSL act in "bad-faith" against the consumer, BFCSA members (others) should ‘express their dissatisfaction’  by informing Parliament; ASIC Inquiry Submission or their local member, so we can rid ourselves of a ‘dysfunctional’ contrived "EDR scheme of arrangement" biased towards Bank$ters.    These complaints could lead to the FOS/COSL scheme's “letter of approval” revoked by ASIC @ Parliament's direction. EDR’s are supposed to have a Panel of Review – but that has disappeared from FOS….why? Did ASIC say they could drop the review process?  If yes, AND when?  ASIC are the licensee of the EDRs How did that assist consumers? Not a...
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  • doyla66
    doyla66 says #
    Mark You are right FOS are in breach for Terms of Reference , they are licensed to operate only if they adhere to their terms of
  • doyla66
    doyla66 says #
    Under the ASIC regulations, says; " we also have the power to vary or revoke approval of an EDR scheme: see regs 7.6.02(4) and 7.9
  • doyla66
    doyla66 says #
    FOS don't tell people that both themselves and the banks are bound by the credit contract which includes the banking codes of cond
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Dear members 2014 is upon us and we face a year ahead with many challenges and opportunities.The Senate Committee hearing into ASIC is a  long overdue and much needed wake up call whereby the outcome will hopefully provide a complete overhaul of the Corporate Banking Regulator from the top executive suite and I sincerely hope a former Bankster is never put in power of such a body again.  WE also suggest to the Senators they recommend the disbanding of FOS and COSL who are basically agents of the banksters. The much vaunted Roots and Branches investigation initiated by Hon. Joe Hockey (Australian Federal Treasurer) into the Banksters, I am less than enthusiastic about.  What was a golden opportunity to bring the Banksters back into line has been lost by the appointment of former Bankster CEO David Murray as its head. Why is he a Bankster is the eyes of BFCSA Members?  Members...
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  • doyla66
    doyla66 says #
    I can come to ACT if needed for support and wear a T-Shirt We have to be seen and heard.
  • doyla66
    doyla66 says #
    I like the T shirt idea
  • doyla66
    doyla66 says #
    Members, the ball is now in our court. For too long the banksters dictated the state of play from being summoned to their lions de
  • doyla66
    doyla66 says #
    Well said Neil. Joe Hockey will go down in history as the politician who could have resolved the issue but blew it. If you read th
  • doyla66
    doyla66 says #
    Maybe the T. Shirt idea is not so bad Neil. It will show we are all committed and banded together. Tastefully done it could be a
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Dear members Both political leaders have given their prospective Xmas speeches and rightfully so have heaped praises on the unsung heroes and heroines of this great country, everyone from the police, doctors and nurses, military and all the volunteer workers and countless others who don't get the recognition they deserve. Both parties have made reference to the less fortunate in our society and I agree whole heartedly but what about the less fortunate who have been put in that position through no fault of their own. I'm talking about all the victims of the banksters and their unquenchable thirst for all our assets, these parasites and their lecherous lawyers have sunk to the lowest depths in order to make their profit margins bigger. To use stealth and cunning to lure victims into these falsified contracts is the height of audacity. What or who gave the banksters the green light to pursue flogging these...
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Hi everyone,                This week I have received a calling card left on my doorstep for me to ring Major Fraud Squad in relation to my report. After waiting six weeks since reporting to police about the fraud on my loan I now have the opportunity to speak with Detectives from the Major Fraud Squad Commercial and Electronic Crime Branch! This will hopefully happen tomorrow. So all of you who have found fraud on your loan don`t give up and keep fighting! I will let you all know how I go, maybe someone will act on this corruption in our banking system!...
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  • doyla66
    doyla66 says #
    Good luck Grandma, hope you get satisfaction from the police and they are sincere in their efforts to root out this crime.
  • doyla66
    doyla66 says #
    Good Luck Grandma, Hope all goes well and you see some action. Merry Christmas and a Happy New Year. - Nanna
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Dear members At present the two party system is working perfectly if you are a politician of either. Every couple of years you change what side of the chamber you sit in and make alot of noise about how bad the other guy is and how good you are. Well, I like the rest of you, have had a gutfull, these self pandering egotistical elected public servants are abusing the system for self gain. The Nationals (with the likes of Senator Williams) are off the land and can relate to what alot of our members are suffering but being the junior partner in the Coalition, are mostly ignored.   My biggest fear is the Senators recommendations into ASIC might not be acted on after seeing what Joe Hockey did for the make up of the committee into the banking investigation. My wife and I started lobbying Canberra politicians and regulators when John Howard and...
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  • doyla66
    doyla66 says #
    Sent email Sunday outlining our details, nothing ventured nothing gained, there are still decent people with clout out there, lets
  • doyla66
    doyla66 says #
    I will also write to him today.
  • doyla66
    doyla66 says #
    Agree Maria. With perseverance sooner or later we will hit the jackpot....everyone write to Dr Alex Douglas. He wants to hear from
  • doyla66
    doyla66 says #
    I sent a letter to the Palmer Party just before the elections and received no reply to that one. The one I sent directly to Dr. Al
  • doyla66
    doyla66 says #
    Nanna, we wrote a brief explanation of our situation, no more than one page directly to Dr Alex Douglas. His email [email protected]
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Hello to all,              Just had to add a blog about the weirdness that evolves around FOS and their constant need not to know their own job? They have closed my case again 3rd time?!! And said it is a COSL dispute now as the debt was sold ?? How can the debt be sold when it was under investigation number 1? Then number 2 when I enquire, I'm told the debt has never been sold and is just being managed by another company?? How do they not know this? To make it more interesting FOS have stated that there is an issue and the lender has something to answer for?!! Ok so in my favor....then bam... It is passed on before anything is done!! Tsk tsk tsk will be adding onto the Senate inquiry asap if someone doesn't get their act together, I have it all in black...
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  • doyla66
    doyla66 says #
    I agree with all the above and would like to thank ASIC and the banks and all the lovely deception and lack of protection for a C
  • doyla66
    doyla66 says #
    2013 is nearly over..I am sorry to say my spirit has long been dampened by the sillyness of Banksters, ASIC government regulato
  • doyla66
    doyla66 says #
    Yes, Clara. FEDERAL GOVERNMENT as CONSENTING PARTNER in CRIME The Federal Government are the weak link and this lack of genuine
  • doyla66
    doyla66 says #
    Well look what I just found - no wonder they are all running scared for this is what playing follow the leader has led us to! No
  • doyla66
    doyla66 says #
    Good grief! How did they work that out? It looks more like the US debt. How long is it going to take for our silly government to
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Dear members Our illustrious big four banksters have been caught out again. The banksters in their scheming wisdom have decided to put super investment funds into the lowest yielding accounts thus ensuring the wise banksters get maximum return on the money for themselves, whilst giving the minimum amount of return to the super investors. Like I said before all super is the next chapter in the banksters master plan to rob every asset possible from all Australians, their combined greed knows no bounds. And to top that off the beloved NAB has the hide to complain that there are to many regulations in the financial services industry, it curbs competitiveness they claim. We have all been witness to what NAB did to Nabbed Nanna, well just read the latest Senate submissions on what they did to some big family food producing properties out Walgett, NSW way and how NAB replied to the family...
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  • doyla66
    doyla66 says #
    Have read interesting things in a few sites over the past few days and all say the same thing - the IMF has issued some directive
  • doyla66
    doyla66 says #
    Can't find the one I saw that snippet in re fallguys for have scrolled through so many but this link also alludes to it albeit not
  • doyla66
    doyla66 says #
    One does not have to be a rocket scientist to realise what’s going on if what I just saw on the CEC site is true re a 15% fall in
  • doyla66
    doyla66 says #
    CEC has good ideas - especially how to implement the reinstatement of Glass Steagall and rectification/re-regulation of our Bankin
  • doyla66
    doyla66 says #
    Wow Sharon, You know exactly what I, you and no doubt thousands of others have been subjected to with the Nab. They are like vult
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