Click on our Secret Library of Evidence ------>

    BANKILEAKS Secret Library

Loan Application Forms (LAF's)  

    Bank Emails to Brokers  

    Then Click on 'VIEW NOTEBOOK'

Join us on facebook

facebook3           facebook2 


What BFCSA Does...

BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


Articles View Hits

Whistleblowers' Corner!

To all mortgage brokers, BDMs and loan approval officers! 
Pls Call Denise: 0401 642 344 

"Confidentiality is assured."

Cartoon Corner

Lighten your load today and "Laugh all the way to the bank!"

Denise Brailey

Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

Click on the Cluster Map.

  • Home
    Home This is where you can find all the blog posts throughout the site.
  • Categories
    Categories Displays a list of categories from this blog.
  • Bloggers
    Bloggers Search for your favorite blogger from this site.
  • Login
    Login Login form

BFCSA: ASIC concerns (at last!) a strategy as risky as vertical integration in securitization markets used by the Banking sector

  • Font size: Larger Smaller
  • Hits: 1725
  • Print

When and when not to vertically integrate - A strategy as risky as vertical integration can only succeed when it is chosen for the right reasons.

August 1993 | by John Stuckey and David White
Vertical integration is a risky strategy—complex, expensive, and hard to reverse. Yet some companies jump into it without an adequate analysis of the risks. This article develops a framework to help managers decide when it is useful to vertically integrate and when it is not. It examines four common reasons to integrate and warns managers against a number of other, spurious reasons. The primary message: don't vertically integrate unless it is absolutely necessary to create or protect value.  Vertical integration can be a highly important strategy, but it is notoriously difficult to implement successfully and—when it turns out to be the wrong strategy—costly to fix. Management's track record on vertical integration decisions is not good..........The fixed asset technologies and frequency of transactions would dictate a market structure of tightly bound pairs of buyers and sellers that would need to negotiate an almost continuous stream of more


Buy or Build – The Vertical Integration Dilemma

What’s an investment bank to do? Former customers like retail banks and finance companies that used to be handy sellers of loans to fuel their mortgage-backed securities business are now becoming competitors. Meanwhile, a couple of rivals have just profited handsomely from the last boom in the housing market by doing precisely what others eschewed in the last few downturns — buying mortgage lenders.  Now new players are jumping into the game. CDO managers are considering acquisitions to gain better access to mortgage loans to stuff into their next deal. And cash-rich private equity firms are sniffing around looking for their own piece of the pie.  Welcome to the myriad considerations that are driving one of the most important changes in the securitization markets — vertical integration.............
Attachments area
Preview attachment Vertical Integration dilemma buy or build eport.pdf
Vertical Integration dilemma buy or build eport.pdf
316 KB
Click here to Reply or Forward
Last modified on
Rate this blog entry:


  • No comments made yet. Be the first to submit a comment

Leave your comment

Guest Sunday, 25 October 2020