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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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BFCSA: Bank workers want a royal commission to clean up 'toxic' culture

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Bank workers want a royal commission to clean up 'toxic' culture


Bank employees have called for a royal commission to restore the public's confidence in the sector.

The Finance Sector Union, which represents hundreds of thousands of bank workers, said recent scandals in the banking and finance sector had rocked consumer confidence.

"We want that confidence restored," FSU National Secretary Julia Angrisano said.  

"Let's have the Royal Commission, let's put in place the measures to restore trust, and let's work together to develop the world's most stable, ethical and prosperous banking sector.

"We believe senior banking executives when they say they want a more ethical, fair and transparent sector.  But we are also realists; for decades, our union has seen ordinary bank workers held responsible for actions that can only arise from toxic or mercenary banking cultures – cultures that senior executives must bear responsibility for."


Ms Angrisano said Australians have seen banks providing unwanted overdrafts to customers, provide bad or biased financial advice, manipulate bank-bill swap rates, breach AUSTRAC reporting requirements and engage in foreign exchange collusion.

"These issues go to the heart of consumer confidence," she said.

Ms Angrisano said her union wanted a healthy and fair banking sector that did not require staff to continually try to push new insurance policies, credit cards or loan products onto customers.

"That's not fair on you as a customer, and it's not fair on staff," she said.

"We want a healthy banking sector that does the right thing by the public, and the right thing by its staff."

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