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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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BFCSA: Homelessness nightmare as 8200 ‘sleeping rough’ tonight IN NSW. Misery up by 37%

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About 8200 will be ‘sleeping rough’ tonight

The Australian 12:00am May 15, 2018

Rick Morton


The number of people sleeping rough or living in insecure housing in NSW jumped 37 per cent in just five years, almost triple the rise of Queensland, the second-worst state according to analysis by independent researchers.

While homelessness fell 11 per cent in the Northern Territory, the housing crisis worsened in Darwin, where the number of homeless soared 36 per cent.

The snapshot, commissioned by community agency Launch Housing and written by Univer­sity of NSW and University of Queensland researchers, measures homelessness as those sleeping on the streets, in overcrowded housing or with no secure, permanent shelter. About 116,000 people are homeless in Australia and of these about 8200 “sleep rough”.

Between the 2011 and 2016 censuses, the nation’s population grew 9 per cent but homelessness rose 14 per cent, affecting some groups, especially indigenous people, disproportionately.

The fastest growth by age was among 55 to 74-year-olds, rising 55 per cent in five years. The number of homeless 25 to 34-year-olds increased more than 50 per cent.

Researchers also analysed data on low-income tenants paying unaffordable rents. By this measure, West Australians fared worst with a 15 percentage point jump in between censuses; 48 per cent of low-income tenants were being squeezed on rent. This was just behind NSW, where just over half were in a similar position, up from 40 per cent five years earlier.

The report cites many factors that may contribute to homeless — especially domestic violence — and warns a fivefold increase in the number of welfare sanctions between 2011 and 2016 could push people over the edge.

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