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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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BFCSA: Our leaders lament to think of less fortunate at Xmas but continue to refuse to help BFCSA members with unpredictable futures.

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Dear members

Both political leaders have given their prospective Xmas speeches and rightfully so have heaped praises on the unsung heroes and heroines of this great country, everyone from the police, doctors and nurses, military and all the volunteer workers and countless others who don't get the recognition they deserve.

Both parties have made reference to the less fortunate in our society and I agree whole heartedly but what about the less fortunate who have been put in that position through no fault of their own. I'm talking about all the victims of the banksters and their unquenchable thirst for all our assets, these parasites and their lecherous lawyers have sunk to the lowest depths in order to make their profit margins bigger. To use stealth and cunning to lure victims into these falsified contracts is the height of audacity. What or who gave the banksters the green light to pursue flogging these toxic products? To survive all these years without interference from the various governments raises concerns. Why have the AFP, APRA, ASIC, Ombudsman and the other departments gone to ground and try to deny it when it comes under their jurisdiction?

When the Attorney General says seek independent legal advice the plot starts to thicken. Both parties have circled the wagons to protect the banksters at the cost of tens of thousands Australians homes, finances and well being.

The concerted effort by both parties to protect the banksters I can only put down to government being given so called expert advice as to not go after the banksters as it may cause a financial imbalance, I assume Treasury would be responsible for that but I could be wrong. This means countless Australians are going to be sacrificial lambs to feed the banksters greed.  This will only get the HOMES LOST FILE GROWS

Joe Hockey by appointing David Murray to head up the investigation into the banksters just goes to show what lengths the government will go to to protect the banksters, and no objections to this from the Labor party?? It seems the only thing both parties agree on is protecting their bankster mates.

By giving the banksters the go ahead to flog these toxic products is also giving them the seal of approval to go after more lucrative assets SMSF being a prime example, how much super can they rob from us, it must make them salivate at the prospect? As well as all BFCSA members how many people out there are putting on strong faces for Xmas while facing a bleak and unforseeable future? People like certainy so they can plan ahead and if when things do go wrong that they have the means and avenues and recourse to rectify the situation.

As victims of toxic loans our consecutive governments and their subordinate regulators have denied us due process and its about time they were called to account for doing so.

Twelve months ago we had reached rock bottom, we had written all the letters and emails and made numerous phone calls just trying to find someone to listen to our plight and were only doubling up and contacting the same people again. In our minds we couldn't understand why we couldn't get any authorities to act on the fraudulent facts we had found on our LAF, after all isn't it a crime to alter contract details after signing without the applicants knowledge?

In February this year everything fell into place, that's when we joined BFCSA on a friends recommendation. Once we found we were just one of tens of thousands of Australians who had been victims of the banksters greed and how the whole scenario was an engineered plot was a great relief because up until then we kept quiet about our financial situation.

At our time of life you like to think you are mature and experienced enough not to be a victim of a big time con, you feel stupid and there is always some wise arse who says how did you fall for that?

I would like to take the time to thank Denise and her dedicated helpers for all the time and effort they have put into helping all the victims Australia, NO worldwide into explaining how complex and how orchestrated these toxic loans are and the advice she gives to take on these aggressive practices , so a huge heartfelt thanks Denise from all of us and have a well deserved break over Xmas/ New Year, may 2014 be the victims year for vindication. Thanks Neil T.

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Guest Friday, 18 September 2020