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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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BFCSA: Perpetual Trustees (Vic) refuses to give me my paperwork to do with my loan!

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After receiving a letter from KEMP STRANG (solicitors for PERPETUAL TRUSTEES VICTORIA) letting me know I have until 28th. February to pay up all monies owing including the 11% interest they have been charging  or they will start proceedings against me to evict , I went to my lawyers who sent KEMP STRANG a reply requesting all paper work and contracts including the complete LAF docs. and most importantly the Service Calculator Sheet and correspondence from all concerned to do with my loan and anything that was in my "VAULT" so that I could assess this matter further and give them an answer.

After a few days the reply from KEMP STRANG was as follows : "we will not be sending any paper work and once again ask that all monies be paid or legal action will go ahead as stated."

So now I am refused any paperwork to do with my loan!

So confusing is the fact that for 18 months I had to endure with COSL requesting answers to their questions for the DISPUTES RESOLUTIONS OFFICER for ADVANTEDGE (part of the NAB GROUP ) and yet I am being set upon by solicitors for PERPETUAL TRUSTEES VICTORIA.

What was the point of 18 mths of stress and hell , 5 case managers and no result from COSL or ADVANTEDGE FINANCIAL SERVICES  and their DISPUTE RESOLUTIONS OFFICER !!!

All part of the corrupt game I fear!   Now these banksters buddies are telling me I can`t have my loan papers !!!


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  • doyla66
    doyla66 Thursday, 30 January 2014

    Wonder if there is some law where we can charge them all with being mentally deficient or too doped to the eyballs and not capable of doing their jobs?

  • doyla66
    doyla66 Thursday, 30 January 2014

    Grandma, we can only offer you words of comfort at present. Its always the same law firms doing the banksters dirty deeds, its blood money pure and simple. The only consolation is these legal eagles like their expensive wine, lets hope cirrhosis of the liver takes them sooner than later. If the worst happens Grandma we will take your story to Canberra and its now a case of name and shame the evil ones. As I'm writing this the P.M. Tony Abbott is on tv stating the government will not help SPC Ardmona, its up to the parent company Coca Cola Amatil, looks like another Australian icon is about to go under. Tony Abbott is so under the banksters spell and they know it because he believes they and big business are the countries salvation.

  • doyla66
    doyla66 Thursday, 30 January 2014

    Grandma. This worked for me. I emailed the CEO of Nab requesting paperwork Nab and its lawyers refused to provide. It did work. Don't get too worried just yet. The process is long and distressing but you sound strong enough to with stand their torture. Once legal proceedings start it still all takes time. You will be served your papers from a process server to start the ball rolling. Must tell you something funny re: process server. He was so old and had teeth that flapped up and down in his mouth. It was a really hot day and I though he was going to cark it before he managed to get out of the car. He kept standing there like a statue. Old as the hills, that is older than me. He handed me the papers and still kept standing there like a statue. Don't know what he expected but I told him to nick off in no uncertain terms. While he was only doing his job I consider these people to be the scum of the earth. Sorry if that offends anyone.!!! It took 4 years before we were evicted going through the court system. If you have a lawyer you will have a much better chance. Court is frightening but bearable. I cannot say that I was treated badly. Nab did some pretty low tricks though. At one appearance they had a thug standing out in the corridor of the Supreme Court. He just kept eye balling me. He was the only other person in the court room except for The Nab lawyers and myself. He positioned himself to be in my view, so that I was aware of his presence all the time. Of course Nab deny this but I do not believe them. Why would I,?? Nab have lied, and bullied from the beginning of the fraudulent loan process. Have a strong heart Grandma, remember it takes a strong heart to climb a steep mountain. BFCSA's revelations and proof of facts is now out in the open and you have a much better chance of defeating the bastards. Hang in there. xx

  • doyla66
    doyla66 Thursday, 30 January 2014

    These corrupt Law firms also need to be thoroughly investigated and included in the Royal Commission because without their involvment, the banks would not be able to pull off their crooked deals. One supports the other and together they engage in opportunistic crime along with their EDR mates and with all the other Government Departments looking the other way and pretending not to notice the crimes right under their noses. What a disgrace our Politicians have become, apart from a few who are endevouring and making an effort to clean up the injustice that has us trapped in a life full of anguish.

  • doyla66
    doyla66 Thursday, 30 January 2014

    Notice that the banksters all out source their legals. Used to be all done with inhouse lawyers. Among the legal world the solicitors who take on the banks dirty works are regarded with disdain. No doubt they charge like wounded bulls else they would not be able afford the wine you talk about Neil. I went to Melb to the offices for discovery of certain docs. It was in the Rialto. Flash offices, flash staff, snivelling lawyers and apprentices. It was casual Friday apparently every Friday. All dressed in casual attire, no ties and all in jeans. Had to drive over 300 kms to get there. The files I was expecting to see and what I had previously sighted in our local Nab bank had been diminished by about 2/3. Really small in comparison. Of course they had been well sifted through and what I was looking for had been removed. Sneaky and devious but legal apparently. Judge said "The files was not for me to ferret through and find evidence, it was what the legals were using in their case, nothing more" Mind you I had asked Nab over and over for the loan files previously so these were naturally missing. You live and learn.

  • doyla66
    doyla66 Thursday, 30 January 2014

    Thankyou for all the support.I have no intention of giving up and I will keep fighting.These corrupt beings right through every department of government will trip themselves up!A paper trail will bring them down! Lets hope Senator Williams can bring this Royal Commission on.United all BFCSA members stand! That has to count for something !

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