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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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BFCSA: Petition 2,322 voting for ROYAL COMMISSION into Banks. Cut and SHARE this with 100 persons

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Get involved: Why? as one petitioner explains To prevent a banking collapse here in Australia because this would have a devastating effect on the population.  

The future of our economy is dependent upon a Royal Commission.  MR DAVID MURRAY must recommend  ROYAL COMMISSION INTO BANKS AND ALL ASSOCIATED SUBSIDIARIES in the PROPERTY, DEVELOPMENT SCHEMES running PONZI STRUCTURES connected to Banking - wide Terms of Reference.

THIS IS DOABLE  cut and paste link and sign in.  Then send to every community group you know of. Read the 1650 REASONS OF OTHERS

Both partners to sign in - then send to 100 people and you will see the momentum building as other recognized organisations and groups come on board.

This is the link and thank you for support as this is sorely needed and long overdue

  • Petitioning Mr David Murray Chairman of the Financial System Inquiry 

Recommend an urgent ROYAL COMMISSION into Australian Banks, Australian Non Banks, Collapsed Companies, the Regulators ASIC, APRA and all subsidiaries and joint partners

    2. Petition by

      BFCSA (Inc)


Over $100 billion worth of loans have been approved by computer and intentionally UNVERIFIED.  From the last few years research, there is FRAUD on all loan application forms.  I am President of BFCSA - Banking and Finance Consumers Support Association (Inc).  No forms were given to the borrower at the point of signing.  Many contain forged signatures.  Credit Assessors ticked boxes to say they had met the borrowers.  This is false.  ARIPs Asset Rich and Income Poor older people were targeted.  The Banks were after their only asset - their home. Non Banks were also permitted to follow the same model and sell fraudulent loans.  The investments suggested are linked to the property market and economists concerned with the affect of Property Bubbles on the economy.  Over 200,000 pensioners and low income people are affected and dealt mostly with the Four Major Banks who enjoy 85 % of the admitted Sub Prime Mortgage market. Bankers are now threatening to repossess homes as the "buffer monies" run out.  Less than six years ago, most of the victims owned their own homes and were debt free.

The average loan has jumped to $600,000 per applicant.

The Terms of Reference must be inclusive of retirees whow ere plundered of their life savings and suffered loss quantified at over $100 billion.  The Banking and Finance issues which caused the Financial System Inquiry cannot be fully investigated by the FSI.  Banks and non bank losses suffered by borrowers approved for unaffordable "interest only" 30 year loans is in excess of $200 billion and possible higher. APRA figures cannot be trusted.  APRA gives bankers an integrity that has not been earned. We see a total loss (and rising) of $300 billion suffered by retirees, pensioners, farmers, first home buyers and those on centrelink disability payments, Ex Patriots and New Zealand citizens across the ditch.   Shareholders blindly approve excessive bonuses and rewards to the Control Frauds. Anyone that had savings and/or a home of their own and virtually no debt has been a prime target of Control Frauds.

I am a criminologist and have been a well known consumer advocate for over 20 years.  This scandal has taken 10 years of research and includes my giving evidence to Federal Parliament via the Senate on two occasions.  We now know the loans were approved by a computer and the income exaggerations were engineered by the bankers in the form of a service calculator.  Sellers of the faulty products were told "do not show borrower".  Other nations are now in contact with BFCSA and saying me too!  No-one it seems received the Loan Application copy at point of signing.  Bankers are now telling Parliament "documents are missing." A Royal Commission into the Four Major Banks, their subsidiaries, the Non Banks, and all outer reaches of enabling the selling of faulty products via property and development that has led to over $100 billion in losses suffered by retirees in Collapsed Companies(agri and property).   A thorough probe is the only way forward to seek truth in lending and the interconnected property markets.  You can help us help all those affected by supporting our petition for fairness in banking and a complete inquiry to compel banks to hand over those files.  There are more victims than Bankers & their PARTNERS.  Collectively we can do this! We also have uncovered masses of losses within collapsed companies in Australia linked to the Major Banks in terms of facilities to unworthy developers creating massive and often hidden PONZI structures of greed and corruption.   These people are the Control Frauds.  As a Nation we cannot have any trust or confidence in the banking and finance sector until all victims have a chance to lay their documents out on the table of a Royal Commissioner with high level of integrity such as an ex High Court Judge and not one associated with these Bankers and their Promoters.  There has to be a wide Terms of Reference to effectively clean up this sector.  A half job will be pointless.  We are the people and we say what goes on in our country. Ms Denise L Brailey

Mr David Murray Chairman of the Financial System Inquiry 
Denise L Brailey, President of Banking and Finance Consumers Support Association (Inc) 
Recommend an urgent ROYAL COMMISSION into Australian Banks, the Regulators and the Financial Product Sellers

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  • Aries
    Aries Thursday, 18 September 2014

    Everyone please make a big effort, this is for your own benefit as well as a good pay back for
    the way the corrupt banks deliberately set out to make us all destitute.
    It would be great to see the CEO's, ASIC, FOS, COSL etc. seated in the hot seat squirming
    like the cockroaches that they are.

    Reply Cancel
  • setup
    setup Thursday, 18 September 2014

    A couple of hundred signatures went up today and in the last 30 minutes or so 103 went up - unbelievable. I have sent the petition to a couple of organisations as well.
    C'mon everyone do your bit. It all helps to get the numbers up. many hands make light work.
    We want to save our homes don't we?

    Reply Cancel
  • Jenny L
    Jenny L Thursday, 18 September 2014

    Sign the Petition for Royal Commission

    Please sign this Petition. It's easy and takes just a few seconds to do. Common everyone, sign and pass on for others to sign. People power CAN work! We have been robbed of our homes, lives, self respect and life savings . Let's take back our power and all call for a Royal Commission to root these crooks out once and for all.

    Reply Cancel
  • setup
    setup Thursday, 18 September 2014

    Lets not become complacent. we need thousands more signatures - sign and pass on.

    Reply Cancel
  • setup
    setup Friday, 19 September 2014

    Here is a great comment amongst many others on the petition.

    "I'm in utter contempt for and disgusted by a system that is rotten from the ground, built on greed, lies, bullshit, collusion and corruption while politicians sit on their hands waiting to say 'how high? ' when their corporate masters say 'Jump!' Are there no 'good men' in this evil industry?

    Well, luckily there are a few who are passionate enough to stand up for the cause. With the help of our team members, the general public, the media and these special few people in politics, a Royal Commission is possible.

    Reply Cancel
  • kddeed
    kddeed Friday, 19 September 2014

    I've gone public with it on Facebook, we've emailed it to all our contacts, c'mon those who have not done so, time to get on board. We can't be complacent.

    Reply Cancel

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