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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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BFCSA: The government decree and sanctioned destruction of original wet ink copy of loan contracts will eradicate proof of bankster fraud.

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Dear members

I must admit I'm not very familiar  with the latest government sanctioned move to no longer keep copies of wet ink loan contracts but to go the electronic route of record keeping.If any of our more enlightened members know of a link to a goverment website which might explain it , it would be appreciated if possible.

I cannot understand on what basis a decision like that would be made. Is it a Treasury recommendation with ASIC's blessing? The thing is I can't remember much publicity about it and surely our senior legal fraternity must of raised concerns about it?

Just recently an insurance company we had a policy with was taken over by another, we got a three page detailed letter outlining even the most minute detail about number changes and alot of little insignificant changes BUT the point was we were fully informed and if there was any queries to please contact them.

Have the banksters destroyed all wet ink copies now and we now only have the electronic format to rely on? If our government rubber stamped these amendments what provisions did they make to make sure the borrower is informed of these proceedings by their bankster overlords?

Alot of younger people with hectic lives and families don't have the time or get the chance to follow politics and current affairs on the media but I think most Australians would be horrified to know the original  wet ink contracts they signed no longer exist and its only the bankster generated electronic form they have as a record. They must be made aware of the situation.

To my simple mind this precedent to no longer keeping wet ink copies as permanent records is likened to opening a PANDORA'S   box and what does the consumer get for their record keeping? Just a slip of a paper printout and thats it. This is open to exploitation on a grand scale, the amount of money involved is mind boggling.

Every member on this site is a victim of bankster exploitation, we have first hand experience as to what lengths they will go to, to deprive us of every assett we pocess and using their hired thug lawyers at what lengths they will go to protect themselves and their ill gotten gains. To let the banksters be in complete control of the figures is an outrage, they can be doctored and changed at will without the poor consumers knowledge. While the wet ink copy exists the consumer at least has tangible evidence of the contract and this is essential if legal proceedings are involved. Everyone has to be accountable for their actions, why are the banksters offered blanket protection and the right to self regulate and monitor their own actions? Another ASIC recommendation no doubt.

We have so much information on the banksters game plan but still Canberra is slow to react and I don't think we have an ally in our Federal Treasurer The Right Honourable Joe Hockey. Oh Joe we had so much faith and respect for you and you let us down, everyone is entitled to a few mistakes and you're still new in the job, please restore our faith in you, its not to late!

When we meet in Canberra we have so much to publicise:
Most mortgages are toxic, request your full wet ink copy from your lender.

Does your lender still pocess a wet ink copy and if not why weren't you officially informed?

The latest bankster ploy about swapping credit card provider with a honeymoon interest period to reduce credit card debt is a bankster conspiracy to con you, its another bankster engineered trap and of course ASIC has no problem with it.

Whilst in Canberra we will be under scrutiny, if wearing T- shirts to keep it simple, to wear a T-shirt with your banksters logo on it and a simple slogan like being a victim of bank engineerd products might let the public see what we already know that just about every lender was involved and as a footnote CBA have already demonstrated their willingness to employ surveillance on anyone who tries to expose the truth and as alot of us are Asset Rich Cash Poor( ARIP's) they won't like what they see because to have the fact ARIP's were deliberately targeted will only garner bad press and hopefully this will awake more public awareness as well. Thanks Neil T.

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  • doyla66
    doyla66 Wednesday, 08 January 2014

    Latest Senate submissions.

    Members, go to the Senate website, the latest submissions no's 399 & 400 are two more tragic examples of bankster greed and ASIC incompetence. How much more suffering do we have to endure before our elected officials will act to curtail this cancer on ordinary Aussie's.

  • doyla66
    doyla66 Wednesday, 08 January 2014


    I am 399
    Life is unberable some days
    But i will continue the fight
    The fight for a better future for my 2 children
    Some days are hard......
    Its the most devestating feeling i wake with ecery day not knowing what tge future hold

  • doyla66
    doyla66 Wednesday, 08 January 2014


    what happened to the old fashioned honest way of walking in to a bank to get a home loan.
    my poor 73 year widowed father has been drained & will see his only daughter go through the most horrid of situations.
    we have been through enough, like MOST australians.....and have had enough. ENOUGH
    we must see this way of banking changed!!!!!!!!!!!! WE MUST
    I am so full of ANGER on most of you i imagine.
    not only are we a family affected by ROAD TRAUMA..... we must endure BANK TRAUMA..........
    I hope all you bankesters suffer one day like i am.
    today is a bad day!!!!!!!! CLEARLY......MOST days are like this..... i should be enjoying my children.........
    ITS ALL WRONG.............the bank TRAUMA is just as bad as NOT getting to say goodbye to my mother...........

  • doyla66
    doyla66 Wednesday, 08 January 2014

    Supplement to Senate submission.

    Members, its 7-50 pm Wednesday and I have just emailed off a supplement to our Senate submission. There is still time to have the last word, lets expose the bankster bastards to the world for what they are, lets make them pay for all the pain and suffering they have put us through and to especially what they have exposed our kids and grandkids to.

  • doyla66
    doyla66 Wednesday, 08 January 2014


    FEELS GOOD.....its been a bitch of day!!!!
    please every one do it & submit....remember what we are fighting for........ OUR FUTURE
    lets not let all our work , especially DB's work go to WASTE.....ENOUGH is ENOUGH.....lets get TOUGH with these bankster BASTARDS!!!!!!!!!!!
    lets knock these KNOBS right out of the game.......

  • doyla66
    doyla66 Wednesday, 08 January 2014


    I had an interesting phone call the other day......
    the Bankster advised me "oh no its not us, its the need to go back to your broker, there is no way paperwork is touched once it is received via FAX to the bank.... and he added in there, all applications MUST be FAXED...
    we have to ask WHY......... WHY is there NO WET INK copies anywhere. This is CRAZY CRAP.....
    We must listen to DB......She knows whats going on......her & her team have uncovered the biggest banking scam of all time.......its alive & well & happening in our COUNTRY..........
    If there are any politicians reading this, or any BIG KNOB BANKSTERS reading my words........ READ THIS........
    YOU ARE THE BANKSTERS WHO BOUGHT DOWN A happened in the US & England.......
    everything we get MUST be faxed from the broker......... these were his exact words......everything we get is FAXED.
    there is our answer..... DB has been saying this all along.
    they will try to blame the broker.........
    its NOT the BROKER Mr Politician.....ITS THE GOD DAMN BANKSTERS & their MATES......

  • doyla66
    doyla66 Wednesday, 08 January 2014

    All too dumb to realise the longer they suppress the worse it will be when along comes the cloudburst and believe me it will happen when a few bugs are zapped in corporate boardrooms and evil banksters and mates dumped in trash cans where they belong. Been reading today all about Bernie Madoff who seems to be more than happy to tell a few home truths about Ponzi schemes and useless regulators from the clink to alleviate his boredom and this ponzi scheme is bigger than all of them. One article even said his computer whizzes were getting so toey knowing the inevitable was approaching they asked to be paid in diamonds rather than funny money! My submission supplement I sent in 2 days ago which I expected would get rejected to my surprise is all loaded up. Now thinking I might do another one to further stick it up them for it’s such a great way to dump SOL and ease the angst.

  • Denise
    Denise Thursday, 09 January 2014

    Bankers need to get a big grip!!!! Brokers did not APPROVE the imprudent loans. The Banks owed duty to CUSTOMERS to ensure the loan applications were not contrived by the use of the Bank's own totally fraudulent service calculators. NEW SUBMISSIONS required...
    [email protected]

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