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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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Ignore the banks, the housing bubble is real The Drum By Ian Verrender Posted Mon at 7:55amMon 29 Sep 2014, 7:55am A raft of executives and chief economists from almost every major bank have screamed their message that there's no housing bubble, so that has to be true, right? Well, not quite, writes Ian Verrender. It's official! There is no real estate bubble.  The stratospheric trajectory of residential property prices in Sydney and Melbourne during the past two years is nothing more than market forces at work and, if anything, is evidence of the efficient operation of the Australian housing market.  How do we know this? Because a raft of senior executives and the chief economists from almost every major bank have told us so, screaming their message, occasionally in unison, from the rooftops in recent weeks. Forget the concerns of the Reserve Bank, the Bank for International Settlements and...
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Kill negative gearing to calm housing market, says Saul Eslake The Economy September 29, 2014 A leading economist has called on Canberra to put an end to negative gearing for new investors as the best way to dampen frothy property markets in Sydney and Melbourne.  In its Stability Review released last week, the Reserve Bank of Australia pointed out that strong demand by investors means that investor housing loans now account for about 40 per cent of all home loans.  The RBA also said for the first time it was working with the Australian Prudential Regulation Authority (APRA) on "additional steps" to reinforce safe bank lending, particularly for lending for investors.  With investor demand surging, and steep rises in Sydney and Melbourne property prices, RBA governor Glenn Stevens last week noted it was "perfectly sound and sensible to ask ourselves whether we might at least lean on that a bit."...
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This is an amazing perception of whether Australia is in the grip of a property Bubble - from all interviewed you have five different answers...........go figure! WE know this is likely as we work at the coalface - the grass roots of consumerism whereby our members not reporting in ALL STATES OF AUSTRALIA the basic situation: "Dear BFCSA , we have concerns because we cannot sell our property for more than we paid in 2007."  So who is telling the truth?  Who do we believe?  RBA Gov. Glenn Stevens says a sheepish "maybe a little."  Sadly Mr Stevens did not tell the truth about Securency.  Oh well.    Most likely Philip Soos, Author of Bubble Economics  is on the money and understands the real situation...........  Read this latest This email address is being protected from spambots. You need JavaScript enabled to view it. Should homeowners be bracing for a dive?       9:11pm, Aug 25ROBERT FEDELE Advisor Editor/Reporter    5   Is Australia‚Äôs housing market overvalued by...
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