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BFCSA
MORTGAGE
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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.

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BFCSA Blog

Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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Banks have more to do to prepare for crisis, warns APRA BusinessBanking and Finance November 7, 2014 http://www.theage.com.au/business/banking-and-finance/banks-have-more-to-do-to-prepare-for-crisis-warns-apra-20141107-11ihw0.html   Australian banks are well enough capitalised to withstand a severe shock to the economy, but poorly prepared to recover from a financial crisis, the banking regulator has warned. In a major speech in Sydney at lunchtime on Friday, Australian Prudential Regulatory Authority chairman Wayne Byres revealed the results of the regulator's industry-wide stress test of Australian banks' mortgage books conducted over recent months. "If we draw one conclusion from the stress test this year, it's that there remains more to do to be able to confidently deliver strength in adversity," Mr Byres said. With surging house prices in Sydney and Melbourne putting an unprecedented level of attention on the risks inside bank home loan books, Mr Byres said the low-risk nature of Australian housing portfolios "has traditionally provided ballast for Australian banks...
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